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A serious long-term illness or disability can have a devastating, often irreversible, affect on a family's financial well-being. In fact, health care expenses are among the most common cause of bankruptcies, according to findings published in the "American Journal of Medicine" last year.
Most people are not financially prepared to have their employment interrupted, even briefly. For example, studies find more than 60 percent of workers live paycheck to paycheck. The U.S. Department of Commerc...
